Health Insurance Plans

Delivering expert insights, practical tips

Health insurance in Australia can be confusing, but we make it simple. This section guides you through comparing health insurance plans, covering everything from hospital policies to extras like dental and physio. Learn how to save on premiums, avoid unnecessary costs, and find cover that actually suits your lifestyle and needs.

Category: Health Insurance Plans

Medicare Levy Surcharge

Is Basic Health Insurance Enough to Avoid the Medicare Levy Surcharge?

For most Australians, whether or not to purchase private health insurance is largely linked to their personal financial provision for themselves, their loved ones, and even for their future, such as starting to have private obstetric care so that they could finally have kids. However, there is also a subsection of the population who receive […]

Health Insurance for Couples in Australia

Health Insurance for Couples in Australia: Policies for Married and Live-In Partners

When you share your life together from mortgage payments and rent to utility bills and plans for future children you also share health-related risks. This is one of the key reasons couples consider private health insurance. It’s not about being married or living together purely because of relationship status. It’s about the practical reality that […]

Private Health Insurance Premium Increase 2026

Are Private Health Insurance Premiums Set to Increase in 2026?

If you are feeling the pinch from rising health insurance premium costs, you are not alone. Today, approximately 40% of Australians hold hospital covers, while 60% hold some form of extras policy, figures that are only set to rise. Millions of Aussies are insured for either hospital cover or extras, or both. The tiniest percentage […]

Private health insurance for natural therapies

How to Choose the Best Private Health Insurance for Natural Therapies in 2026

If you are unsure about what sorts of natural therapies are covered by health insurance and what is not, you are not alone. The government has adjusted the rules surrounding health insurance coverage for natural therapies not once, but twice in the last decade, causing significant confusion over what can and cannot be claimed on […]

What You Can Claim Back from Health Insurance

What You Can Claim Back from Health Insurance – Understanding Your Coverage

Whatever amount you are shelling out on health insurance, you naturally wish to ensure you are getting good value for your money. If you are considering what you can claim back from health insurance and wondering whether the amount you’re receiving is enough, here is what you need to know. Like any other form of […]

NBN Speed Upgrade

Preparing For The NBN Speed Upgrade – Making Australia’s Internet Future Ready

While Wisteria is in bloom and joeys take their first steps, another quiet shift is taking place at home, and that is that your internet is about to become much faster. The NBN network is rolling out major NBN Speed upgrade, with faster speeds across popular plans and new multi-gigabit tiers available to eligible homes. […]

Maximize Extras Cover Value

5 Proven Strategies to Maximize Extras Cover Value

The opposite of Hospital cover is Extras Cover. This form of health insurance will not help you avoid the surcharge, so for some people it might not be a top priority. However, if you want to save on health maintenance costs like dental treatments and physiotherapy, knowing how to maximize Extras Cover value can help […]

Switching Health Insurance Policies

Switching Health Insurance Policies Could Save You Hundreds – If Not Thousands

Switching health insurance policies could save you hundreds each year, especially if your current cover no longer matches your lifestyle. It was when Jennifer opened her latest health insurance bill, she knew something wasn’t right. The figure that she was being asked to pay was much, much higher than normally expected. Jennifer had been with […]

Health Insurance Cover Percentage

Understanding Your Health Insurance Cover Percentage and True Payout Value

Whatever amount you spend on health insurance, you naturally want to get good value for your money. If you’re looking at the cash you get back when claiming and wondering whether it’s enough, here’s what you need to know. One of the most important factors is your Health Insurance Cover Percentage, which shows how much […]

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