Lifetime Health Cover

Content covering Lifetime Health Cover in Australia, including what it means, when it kicks in, how the loading is calculated, and how to plan your cover around it to avoid paying more than you need to over your lifetime.

Tag: Lifetime Health Cover

when to switch health insurance

When Is The Best Time To Change Health Insurance In Australia?

In April comes the rate hike, in July come the resetting of the extra cover limits and in December, things are calmer than expected. So when is the best time to make the switch? The brief answer The best time to switch to a different policy is always when you find one that gives you […]

lifetime-health-cover-loading

What Is Lifetime Health Cover (LHC) Loading and How to Avoid It

Turning 31 sounds harmless enough. No fireworks, no big life crisis, just another birthday. But if you haven’t got private hospital cover sorted by the time you hit that milestone, the government has a little surprise waiting for you further down the track and it can end up costing you a fair bit more than […]

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