Tag: Extras-only Health Insurance
Extras-only health insurance: Coverage, benefits, and what to expect in 2026
When most people think of private health insurance, hospital cover is usually the first thing that comes to mind. But if you’re someone who wants support for everyday health expenses like dental, optical and physiotherapy, you’ll need to look into extras-only health insurance. What is extras-only health insurance? Extras-only health insurance is a type of […]
Navigating Private Health Insurance in Australia with a Pre-Existing Condition
The fact is, many people fear that their medical history may disqualify them for private healthcare or have concerns about seeing their premiums suddenly go through the roof. Fortunately, Australia’s rating system puts everyone on the same playing field: You will pay the same premium for the same level of cover, regardless of age or […]
Before You Switch: A Simple Guide to Health Insurance Waiting Periods
Changing health funds can be an utterly daunting task, especially for people who are worried about waiting periods and whether their cover will lapse in the transition period. But getting to grips with the rules around portability and waiting periods can make it much more straightforward and therefore less stressful. Health insurance waiting periods and […]
How to Secure Budget-Friendly Health Insurance in Australia
For millions of Australians, private health insurance is a big deal. It means you can get timely medical care, the doctor of your choice, the specialist of your choice, the ability to stay in a private room, plus a whole lot of different wellness programs and other perks. But with annual health insurance premium hikes […]
Private Senior Health Insurance Policies in Australia – A Practical Guide
What you need from your healthcare practitioners will change, as you enter your senior years. But that also means you must have the right type of health insurance. Private health insurance for senior Australians means access to the needed medical services, with shorter waiting times for elective procedures and greater peace of mind. The reality […]
Changing Your Mind About Private Health Insurance- What You Need to Know
So, you’re thinking about changing private health insurance, and maybe you’ve got a few questions. Well, don’t you worry, we’ve got you covered on everything you need to know, and what you need to do if you change your mind. Considering Changing Your Private Health Insurance? No stress as Changes in policy are allowed within […]
Understanding Waiting Periods When Switching Health Funds
Switching health insurance waiting periods can often seem confusing at first. Many people worry about losing cover or facing new waiting periods when changing their health insurer. However, if you understand how portability and waiting periods work, switching health insurance can actually be a simple and stress-free process. Waiting periods in private health insurance Waiting […]
Hospital or Extras? Making Sense of Health Insurance in Australia
If one thing can spin your head more quickly than a shady roundabout, it’s attempting to grasp private health insurance in Australia. You’ve most likely been told to use “Hospital cover” and “Extras cover” before but what exactly are they? And more so, which do you require? If you’re trying to compare health insurance in […]