Tag: Extras Cover Australia
5 Proven Strategies to Maximize Extras Cover Value
The opposite of Hospital cover is Extras Cover. This form of health insurance will not help you avoid the surcharge, so for some people it might not be a top priority. However, if you want to save on health maintenance costs like dental treatments and physiotherapy, knowing how to maximize Extras Cover value can help […]
Extras-only health insurance: Coverage, benefits, and what to expect in 2026
When most people think of private health insurance, hospital cover is usually the first thing that comes to mind. But if you’re someone who wants support for everyday health expenses like dental, optical and physiotherapy, you’ll need to look into extras-only health insurance. What is extras-only health insurance? Extras-only health insurance is a type of […]
Navigating Private Health Insurance in Australia with a Pre-Existing Condition
The fact is, many people fear that their medical history may disqualify them for private healthcare or have concerns about seeing their premiums suddenly go through the roof. Fortunately, Australia’s rating system puts everyone on the same playing field: You will pay the same premium for the same level of cover, regardless of age or […]
Before You Switch: A Simple Guide to Health Insurance Waiting Periods
Changing health funds can be an utterly daunting task, especially for people who are worried about waiting periods and whether their cover will lapse in the transition period. But getting to grips with the rules around portability and waiting periods can make it much more straightforward and therefore less stressful. Health insurance waiting periods and […]
How Private Health Insurance Makes Preventative Care Easier and More Affordable
Preventative care is the key to a healthier, longer life. Instead of waiting until an illness strikes, proactive health management can help Australian avoid chronic conditions from developing. How? By detecting diseases early on and making sure your general health and wellbeing improve. With approximately 60% of Australians living with a long-term health condition such […]
How to Secure Budget-Friendly Health Insurance in Australia
For millions of Australians, private health insurance is a big deal. It means you can get timely medical care, the doctor of your choice, the specialist of your choice, the ability to stay in a private room, plus a whole lot of different wellness programs and other perks. But with annual health insurance premium hikes […]
Private Senior Health Insurance Policies in Australia – A Practical Guide
What you need from your healthcare practitioners will change, as you enter your senior years. But that also means you must have the right type of health insurance. Private health insurance for senior Australians means access to the needed medical services, with shorter waiting times for elective procedures and greater peace of mind. The reality […]
Changing Your Mind About Private Health Insurance- What You Need to Know
So, you’re thinking about changing private health insurance, and maybe you’ve got a few questions. Well, don’t you worry, we’ve got you covered on everything you need to know, and what you need to do if you change your mind. Considering Changing Your Private Health Insurance? No stress as Changes in policy are allowed within […]
Understanding Waiting Periods When Switching Health Funds
Switching health insurance waiting periods can often seem confusing at first. Many people worry about losing cover or facing new waiting periods when changing their health insurer. However, if you understand how portability and waiting periods work, switching health insurance can actually be a simple and stress-free process. Waiting periods in private health insurance Waiting […]